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Insurance?

1amaN00b

Rough_Rock
Joined
Feb 5, 2019
Messages
73
I just bought an engagement ring and know nothing about jewelry insurance. What do I need to do? What are some good insurance companies out there? Do I need to get the ring appraised beforehand? Or will the AGS report that the ring comes with be sufficient? Please help a noob out! Thanks!
 

Sr4482

Rough_Rock
Joined
Jan 27, 2010
Messages
25
Find an appraiser in your area. Just Google it and find some of the ones with the highest ratings. You will need to have it appraised prior to getting insurance on it. Jewelers mutual insurance is a good company that a lot of people use
 

1amaN00b

Rough_Rock
Joined
Feb 5, 2019
Messages
73
Thanks. I'm guessing an appraiser will have to take the stone out of the setting. I'm just worried if something happens during that process (i.e., stone cannot be put back in the setting properly), who will be responsible? Or am I worrying for nothing?
 
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