My wife''s e-ring insurance policy is coming due soon and I think I want to switch it to Chubb''s based on what I''ve heard around here (currently have SF). Her ring is pretty expensive (close to $50k) and I was wondering if anybody has covered a ring for that much through them and what their opinions are of it. Also she has a wedding band that I also want to cover. Can I cover the two on one policy with just a higher total coverage or do I need separate policies for the two rings? Thanks.