| Author | Topic: just bought Superbcert - Balt/DC appraiser? |
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steve913 cut rock Posts: 20 |
posted 08-22-2001 04:33 PM
i just bought a superbcert (i'll post the specs later), and it looks great! I will be going to the store to compare it to a H&A Aglaia diamond (this is $2k more expensive and smaller). I was wondering where I could find a good independent appraiser in the Baltimore-DC area, and if the value usually ends up double the purchase price, esp for Superbcert. And for my own reference thanks |
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Looking cut rock Posts: 17 |
posted 08-22-2001 04:45 PM
Here is the link to the thread about appraisers in the DC area I posted the other day. http://www.pricescope.com/ubb/Forum1/HTML/000471.html |
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leonid Moderator Posts: 847 |
posted 08-22-2001 04:52 PM
Hi Steve913  Congratulations with your new rock! Check these three appraisers below: In Rockville, MD: Davia Kramer In McLean, VA: Martin David Fuller In Washington, DC: Pennye Jones-Napier, FGA, ISA |
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steve913 cut rock Posts: 20 |
posted 08-23-2001 11:16 AM
Oops, I forgot to copy down the dimensions of the thing, but basically it was a: 0.861ct/VS2/F Superbcert for $4500. A few days ago, i plugged in the #'s and got a 1.5 or 1.2 TIC on the HCA. I went to compare this thing to the Aglaia, and it appeared pretty similar in terms of the sparkle (the superbcert had a little more brilliance). The 2k difference in price was the biggest difference Thanks for the info on the appraisers. Are the appriasals supposed to come up to double the price? So my rock should get appraised for 9k? I was wondering about that stuff. I called one insurance company and they said the premium for diamond insurance was 1%/year. is this right? Thanks, |
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lawmax cut rock Posts: 361 |
posted 08-23-2001 11:23 AM
Your appraisal should be for the cost to replace the stone in the market in which you shopped. An inflated appraisal will only cost you more in insurance premiums. |
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steve913 cut rock Posts: 20 |
posted 08-24-2001 08:54 AM
0.861 ct F VS2 (has a white inclusion in the center) depth: 60.9% |
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lawmax cut rock Posts: 361 |
posted 08-24-2001 09:17 AM
As far as appraisals go, do a search here for insurance and Chubb. You have to know the difference between companies that will replace the stone with what they see as similar enough and an agreed value policy as offered by Chubb. I lost my first engagement ring after almost 10 years...it happens! It may cost more, but Chubb will give you the cash value of the amount for which you insured your ring and then you can spend the money as you see fit. Actually, where I live, Chubb was much cheaper than Jeweler's Mutual or a rider on my homeowner's policy, which are both replacement policies. This is not the case in areas where the cost of living/crime rate is higher. Still, it would be worth it to get an estimate from Chubb. You can find an agent at www.Chubb.com [This message has been edited by lawmax (edited 08-24-2001).] |
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leonid Moderator Posts: 847 |
posted 08-24-2001 09:28 AM
Steve913, are the data in your last post from appraiser or grading report? |
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steve913 cut rock Posts: 20 |
posted 08-24-2001 09:48 AM
that data was from a sarin report.. what do you guys think of the diamond for the $? |
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leonid Moderator Posts: 847 |
posted 08-24-2001 09:56 AM
For branded H&A diamond in the internet the price is pretty standard i.e. reasonable. For the mall store it would be a great deal The point is: this is the highest quality product. Enjoy your diamond and let us know about experienece with appraiser. [This message has been edited by leonid (edited 08-24-2001).] |
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steve913 cut rock Posts: 20 |
posted 08-24-2001 02:23 PM
Is there a good place where I go to go to get the diamond set? (in the Baltimore/DC area)? Is it feasible for me to buy a band over the net and then just bring it with the diamond to the store? How much does this typically cost? thanks |
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