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»  » Diamond Prices and Grading »
 » Colored Stones
»  » Do you have insurance on your colored items?
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Do you have insurance on your colored items? |
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| P: 8/18/2008 11:16:19 AM | |
sonomacounty Ideal Rock Total Posts: 1,271 Last Post: 11/22/2009 Member Since: 12/5/2007 |
Do you have insurance on your colored items? Is a $1,500 ring worth insuring? Thanks.
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| Posted: 8/18/2008 11:16:19 AM | |
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There are 4 replies to this message. There are 4 replies on this page. |
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| P: 8/18/2008 11:17:58 AM | |
MonkeyPie Ideal Rock Total Posts: 3,601 Last Post: 11/23/2009 Member Since: 4/23/2008 |
Date: 8/18/2008 11:16:19 AM Author:sonomacounty Do you have insurance on your colored items? Is a $1,500 ring worth insuring? Thanks. I plan to, and yes, unless you aren't especially attached to the ring and feel ok replacing it. I am already attached to my spinel and I don't even have it yet, and I would be so hurt if it cracked or got lost.
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| Posted: 8/18/2008 11:17:58 AM | |
| P: 8/18/2008 11:22:18 AM | |
Pandora II Ideal Rock Total Posts: 6,263 Last Post: 11/23/2009 Member Since: 8/3/2006 |
I have insurance on everything. Anything up to $3k is covered on my home-insurance and anything worth over that is as a global all-risks rider. I keep photos and all receipts in case I need to claim, as I don't want any old stone that happens to be of the same species.
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| Posted: 8/18/2008 11:22:18 AM | |
| P: 8/18/2008 12:42:07 PM | |
Catmom Ideal Rock Total Posts: 5,756 Last Post: 11/21/2009 Member Since: 4/6/2005 |
I have a separate policy on any of my pieces that are $1000 and over.
Michelle |
| Posted: 8/18/2008 12:42:07 PM | |
| P: 8/18/2008 8:22:12 PM | |
LisaRN Cut Rock Total Posts: 298 Last Post: 11/23/2009 Member Since: 11/1/2007 |
IMHO a $1500 dollar ring is not worth insuring. My insurance is $100 a year per $10,000 so I have my $5300 alexandrite covered. But nothing I own under $5000 is covered. I think that if I pay say $600 a year for everything, and over 10 years nothing is taken then I wasted $6000 that I could have spent on more jewelry. So I cover $10,000 worth of jewelry. And in all reality I can stretch $10,000 and recover about $50,000 of jewelry thru estate sales, pawn shops, ebay, ect. if needed. Just my thoughts.... Lisa Friends come and go, but enemies accumulate. |
| Posted: 8/18/2008 8:22:12 PM | |
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