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 I'm new to this... Advice/Opinions, Please!!!

P:  2/17/2008 8:24:52 PM  
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Hi, all!! I am a longtime lurker.  I came across this website during my search for "THE RING" - well, to get ideas on what I liked, at least.  Thank you all so much for posting your pics!!! I love them!
So here is mine!  After 8 years, my BF finally popped the question.  He wanted me to pick it out, mainly because some of my girlfriends are disappointed with theirs     So we went on the hunt.  One of the lfamily-owned jewelers was going out of business (retiring and moving to Florida), and we got a STEAL on it!
I do have a few questions, though.  We went on their last day of business, at 1pm (doors closed for good at 3:30).  I got a written appraisal from the jeweler, for insurance purposes, but its not a "certification".  I was told to have it insured for $7000 - more than double what we paid.
Here are the stats:

1.25
K
VS-1
set in a platinum band with .15 in baguettes

I know the place is respectible.  There were even dealers there.   So here are my questions:
Is it typical for jewelers to sell non-certified diamonds? 
Do jewelers typically jack up the price a little on their written appraisals? I was told the retail value would be $5600 (the lowest "sale price"), but the sticker on it said $11,300.  Whats up with that?
On a more personal, level, what type of band should I look at? Will I have to get one made to match the curve in the ER?

I appreciate all your input and advice.  I am definitely going to get a second appraisal ASAP, as the jewelers are already in Florida. 
Thanks again!

Now, the pics  








****MARRIED!!****
Posted:  2/17/2008 8:24:52 PM

 There are 20 replies to this message.  There are 20 replies on this page.

P: 2/17/2008 8:27:09 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
A Sparkle Pic


 

 





****MARRIED!!****

Posted:  2/17/2008 8:27:09 PM
P: 2/17/2008 8:28:22 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
The side view...

 

 





****MARRIED!!****

Posted:  2/17/2008 8:28:22 PM
P: 2/17/2008 8:37:31 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
A little darker in this light...

 

 





****MARRIED!!****

Posted:  2/17/2008 8:37:31 PM
P: 2/17/2008 8:38:51 PM
Diamond*Dana
Diamond*Dana

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Total Posts: 6,168
Last Post: 11/20/2009
Member Since: 7/21/2006
 
Pretty ring, very unique!  I think that a matching band of baguettes curved around the point of the pear would look beautiful!  As for selling non-certed diamonds...yes, there are jewelers that do sell non-certed stones.  I would not really say that it is typical or not typical.  And yes, they do usually appraise for higher than you paid.  I do think that you getting an independant appraisal is a good idea, but since they have gone out of business it will probably not do anything more than offer you piece of mind on what you purchased.  It looks pretty darn white for a K!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~



If you judge people, you have no time to love them ~Mother Teresa








Posted:  2/17/2008 8:38:51 PM
P: 2/17/2008 8:39:26 PM
coatimundi_org
coatimundi_org

Ideal Rock
Total Posts: 6,312
Last Post: 6/7/2009
Member Since: 12/9/2007
 
Lovely ring! I love pears.

Yes, jewelers typically inflate their appraisals. It's good that you're taking it to an independent appraiser for insurance purposes. They should be able to determine the replacement value for you.

hmmm what band? What about a custom made band that matches the shank of your ering?
I think that would be so pretty.

Congratulations on your engagement!

ps--your K looks very white!

Coati, G.G.

Posted:  2/17/2008 8:39:26 PM
P: 2/17/2008 8:52:53 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Thanks! You're quick!!
I am so happy with the ring (and the fact that we only spent half our budget!).  We can really use the $ as we are paying for the wedding ourselves.

I was a little nervous at first, buying it on the spot like that.  But it was such a good deal, I felt like I couldn't pass it up. I don't mind that it's a K - it does look very white

I'll keep you posted once I get another appraisal - I hope to go this weekend. 

Thanks again!





****MARRIED!!****

Posted:  2/17/2008 8:52:53 PM
P: 2/17/2008 9:02:46 PM
Tacori E-ring
Tacori E-ring

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Last Post: 11/22/2009
Member Since: 8/15/2005
 
Very pretty and unique. I agree you should get an *independent* appraisal.

Posted:  2/17/2008 9:02:46 PM
P: 2/17/2008 9:26:02 PM
motownmama
motownmama

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Total Posts: 1,572
Last Post: 11/21/2009
Member Since: 1/9/2008
 
I would get a matching curved wb - that would look perfect and not overwhelm your beautiful ring.  Try contacting Whiteflash to make it.

Posted:  2/17/2008 9:26:02 PM
P: 2/17/2008 11:18:13 PM
DandiAndi
DandiAndi

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Total Posts: 2,001
Last Post: 11/21/2009
Member Since: 1/9/2006
 
Oh WOW, I love it!! SO different!! And a steal to boot, what could be better? I LOVE it, and think a curved band would be amazing with it. Great job!!

Posted:  2/17/2008 11:18:13 PM
P: 2/18/2008 2:03:57 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Theank, ladies, for all your well wishes and compliments!!

Motown, I am not familiar with buying online.  How does it work? If I contact whiteflash, will I have to send it out? make a mold at a local jeweler? Any idea of how much it would run?

Good god, I must sound like a 4 year old with all these questions!

Thanks again!!





****MARRIED!!****

Posted:  2/18/2008 2:03:57 PM
P: 2/18/2008 3:38:16 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Hi again!!!I am so excited!! the sun was shinin through my window and I decided to mess with my camera and I got some GREAT shots!!
I have a new favorite!!!
It's amazing how light affects the stone!!
I'll start with this:

Top View

 

 





****MARRIED!!****

Posted:  2/18/2008 3:38:16 PM
P: 2/18/2008 3:39:37 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Here the K color and bowtie more apparant

 

 





****MARRIED!!****

Posted:  2/18/2008 3:39:37 PM
P: 2/18/2008 3:40:48 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
But not here! (Sorry a little fuzzy!)
 

 





****MARRIED!!****

Posted:  2/18/2008 3:40:48 PM
P: 2/18/2008 3:41:52 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Full Frontal on the Floor
 

 





****MARRIED!!****

Posted:  2/18/2008 3:41:52 PM
P: 2/18/2008 3:50:47 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Runner-up in the "My favorite" category
 

 





****MARRIED!!****

Posted:  2/18/2008 3:50:47 PM
P: 2/18/2008 3:52:26 PM
Lynnie
Lynnie

Ideal Rock
Total Posts: 777
Last Post: 11/22/2009
Member Since: 2/17/2008
 
Drumroll, please..............
Winner, winner, chicken dinner!!!!

 

 





****MARRIED!!****

Posted:  2/18/2008 3:52:26 PM
P: 2/18/2008 7:27:21 PM
motownmama
motownmama

Ideal Rock
Total Posts: 1,572
Last Post: 11/21/2009
Member Since: 1/9/2008
 
I LOVE the new pics - it looks huge on your hand! Yes,  you would have to send in your ring to get a custom matching band - call Whiteflash - it doesn't cost you anything to talk to them!  I don't have anything from them, but all the custom work posted on PS looks very nice!

Posted:  2/18/2008 7:27:21 PM
P: 2/19/2008 12:19:37 AM
EricaR
EricaR

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Total Posts: 2,108
Last Post: 11/17/2009
Member Since: 12/4/2007
 
Look at all those sparkles it is throwing on your fingers! Wow! I'm sure it is blinding in the light.

Posted:  2/19/2008 12:19:37 AM
P: 2/19/2008 12:34:54 AM
Gemma12
Gemma12

Ideal Rock
Total Posts: 533
Last Post: 10/19/2009
Member Since: 12/5/2007
 
What a sparkly pear!  Congratulations on your engagement and your beautiful ring!

Posted:  2/19/2008 12:34:54 AM
P: 2/19/2008 12:20:29 PM
the rube
the rube

Ideal Rock
Total Posts: 1,934
Last Post: 10/15/2009
Member Since: 10/22/2007
 
Congrats on your engagement! The ring is so beautiful and unique. It almost looks like a vintage estate piece. Lovely!


........................ You say you want diamonds in a ring of gold...but all I want is you...

Posted:  2/19/2008 12:20:29 PM

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