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» RockyTalky
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Another newbie looking for advice for engagement ring... |
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| P: 6/18/2007 5:25:47 PM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
I've been reading the information on this site and have become better knowledged with loose diamonds, but I'm nowhere close to where most of you guys are. I just started a couple weeks ago looking at engagement rings and diamonds and was directed to here. I'm planning to propose to my GF in August but would like to purchase the ring now to start making payments on it (my budget is under $1500 if possible with diamond and setting). We've been ring shopping a couple of times just so I can get a good idea on what she wants and what she thinks will loook good on her. She is pretty petite (4'10") and her hands and fingers kindly follow suit. She decided she didn't want a huge diamond - she treid on rings from .5 - .75 and said the .75s were overkill for her tiny finger/hand. I've decided to get her a .5 to .6 carat diamond. She wants a round diamond set on a yellow gold Tiffany-style band with six prongs. With my limited knowledge, I've basically come to the conclusion that I'd like to buy the diamond somewhere on-line and then have it set locally by a reputable jeweler. Here are some questions I have: |
| Posted: 6/18/2007 5:25:47 PM | |
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There are 21 replies to this message. There are 21 replies on this page. |
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| P: 6/18/2007 6:18:58 PM | |
JulieN Ideal Rock Total Posts: 7,148 Last Post: 11/23/2009 Member Since: 7/25/2005 |
http://www.whiteflash.com/round_ideal_cut/Round-Ideal-Cut-cut-diamond-292649.htm http://www.whiteflash.com/hearts_arrows/A-Cut-Above-H-A-cut-diamond-292595.htm http://www.whiteflash.com/hearts_arrows/A-Cut-Above-H-A-cut-diamond-292593.htm Have it set by the people you buy it from...much less hassle.
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| Posted: 6/18/2007 6:18:58 PM | |
| P: 6/18/2007 6:30:25 PM | |
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Ellen Ideal Rock Total Posts: 22,894 Last Post: 11/6/2009 Member Since: 1/13/2006 |
I think Julie may have missed the total for BOTH at 1500? If that's correct, here's a couple. http://www.jamesallen.com/diamond.asp?cid=53&item=1036502 http://www.whiteflash.com/round_ideal_cut/Round-Ideal-Cut-cut-diamond-292651.htm# ~~~~~~~~~~~~~~~~ |
| Posted: 6/18/2007 6:30:25 PM | |
| P: 6/18/2007 6:31:34 PM | |
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Ellen Ideal Rock Total Posts: 22,894 Last Post: 11/6/2009 Member Since: 1/13/2006 |
BTW, they are I, but in a well cut stone, and this size, you should not see any color.
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| Posted: 6/18/2007 6:31:34 PM | |
| P: 6/18/2007 6:34:44 PM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
Thanks for the direct links So you recommend getting it set and everything by the vendor? I read that that would make it harder to inspect by an appraiser - or is getting it appraised not a big deal then? Also, the diamonds you linked are ones that would have that brilliant look on a yellow band? Is there a huge difference between ideal cut and cut above H&A? Any feedback on the prongs being platinum or white gold to make the diamond look even better?
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| Posted: 6/18/2007 6:34:44 PM | |
| P: 6/18/2007 6:48:01 PM | |
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Ellen Ideal Rock Total Posts: 22,894 Last Post: 11/6/2009 Member Since: 1/13/2006 |
Date: 6/18/2007 6:34:44 PM It does make it easier to get it all done in one place, but if you have someone local who will set a stone they didn't sell you (need to find that out first), then you can do it that way. (be sure to insure stone first though)Author: Hank3 Thanks for the direct links So you recommend getting it set and everything by the vendor? I read that that would make it harder to inspect by an appraiser - or is getting it appraised not a big deal then? Also, the diamonds you linked are ones that would have that brilliant look on a yellow band? Is there a huge difference between ideal cut and cut above H&A? Any feedback on the prongs being platinum or white gold to make the diamond look even better? If you are buying from a reputable vendor, who provides you with a detailed report, a full appraisal really isn't necessary. I got a short one, just to make sure my stone matched the cert (as mine didn't have any other way with a loupe to tell). There are many Ideal/Excellent stones that are as pretty as ACA's. And they can all look great in a yellow gold setting. Since you're on a budget, WG prongs would cost less, and look very nice. HTH ~~~~~~~~~~~~~~~~ |
| Posted: 6/18/2007 6:48:01 PM | |
| P: 6/18/2007 6:51:15 PM | |
JulieN Ideal Rock Total Posts: 7,148 Last Post: 11/23/2009 Member Since: 7/25/2005 |
the jeweler of your choice probably won't take responsibility for damage to the stone that happens while setting. it's not extremely important, but the appraiser should still be able to do a decent job of verifying the stone. also, they'll be able to inspect the setting job. all those diamonds look great... I was assuming you were going to for the 14K Tiffany style basic ring...usually 200-300? platinum is considered safer than white gold.
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| Posted: 6/18/2007 6:51:15 PM | |
| P: 6/18/2007 11:12:20 PM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
Wow...great info. Thanks again. Yeah, I'm going to go with a 14k Tiffany-styled ring. I guess I'll need to decide between the WG or platinum prongs. IS there a big color difference between 14k and 18k yellow gold? I ask because one of the online vendors (can't remember if it's whiteflash or bluenile) only offers 18k gold rings for the stone to be set in. We were gonna go with 14k wedding bands since that's plenty fine for us.
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| Posted: 6/18/2007 11:12:20 PM | |
| P: 6/18/2007 11:31:15 PM | |
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MWG Ideal Rock Total Posts: 530 Last Post: 11/12/2008 Member Since: 1/24/2007 |
I prefer white gold to platinum. White gold can be replated for $35 dollars and it will look brand new again. Platinum will "patina" and look like a stainless steel pot after a period of time. MWG
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| Posted: 6/18/2007 11:31:15 PM | |
| P: 6/19/2007 6:19:54 PM | |
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Julianna Ideal Rock Total Posts: 504 Last Post: 10/29/2009 Member Since: 3/19/2007 |
Date: 6/18/2007 6:34:44 PM Author: Hank3 Thanks for the direct links So you recommend getting it set and everything by the vendor? I read that that would make it harder to inspect by an appraiser - or is getting it appraised not a big deal then? Also, the diamonds you linked are ones that would have that brilliant look on a yellow band? Is there a huge difference between ideal cut and cut above H&A? Any feedback on the prongs being platinum or white gold to make the diamond look even better? The appraiser should be looking at the diamond and the diamond's grading report (ie. AGS or GIA) (like Ellen said). After they've verified that it is, indeed, the diamond, it can be appraised based on its merits. The fact that it is set already shouldn't make a difference to an experienced appraiser, though they might have their preferences.
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| Posted: 6/19/2007 6:19:54 PM | |
| P: 6/19/2007 11:28:51 PM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
What should I expect to pay for an appraisal by a reputable place?
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| Posted: 6/19/2007 11:28:51 PM | |
| P: 6/19/2007 11:37:35 PM | |
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jazmine Ideal Rock Total Posts: 2,013 Last Post: 11/17/2009 Member Since: 7/12/2005 |
If you buy from WF, Good Old Gold, or JA, and are getting a round, I would not bother with an appraisal. The vendor should be able to give you everything you need for insurance purposes.
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| Posted: 6/19/2007 11:37:35 PM | |
| P: 6/20/2007 12:54:33 AM | |
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Finding_Neverland Cut Rock Total Posts: 412 Last Post: 7/3/2007 Member Since: 1/10/2007 |
Date: 6/18/2007 11:31:15 PM Author: MWG I prefer white gold to platinum. White gold can be replated for $35 dollars and it will look brand new again. Platinum will 'patina' and look like a stainless steel pot after a period of time. MWG My plat ring came with a high polished sheen. When I get it cleaned and checked, the jeweler polishes it right back to that high polished sheen. Looks good as new as the day I bought it. Plat, WG, it's a personal preference I think. For prongs, I think I'd go plat for durability concerns. JMHO. _________________________ |
| Posted: 6/20/2007 12:54:33 AM | |
| P: 6/20/2007 1:07:45 AM | |
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jstarfireb Ideal Rock Total Posts: 3,157 Last Post: 11/24/2009 Member Since: 3/24/2007 |
WF has a 5% discount on ACA stones if you mention you're a PS member and pay by bank wire. If you buy the 18k WG with platinum head 6-prong Tiffany ($300), you have a cool $1200 left for the stone. How about one of these: 0.528 I VS2 - inclusion plot is a little scary-looking, but a VS2 pretty much guarantees eye-clean; about $1300 after discount, so you're only $100 over budget 0.51 G SI2 - ask if it's eye-clean; looks promising!
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| Posted: 6/20/2007 1:07:45 AM | |
| P: 6/20/2007 9:03:05 AM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
Date: 6/19/2007 11:37:35 PM Author: jazmine If you buy from WF, Good Old Gold, or JA, and are getting a round, I would not bother with an appraisal. The vendor should be able to give you everything you need for insurance purposes. Thanks for the info. Pardon my ignorance, but the main reason to get the engagement ring appraised is to see how much value it is so you can add it to your homeowner's insurance or whatever insurance you get correct? I'm assuming the appraiser will verify that it's the diamond that I ordered during this entire process? Or does it cost extra - and how much will it cost?
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| Posted: 6/20/2007 9:03:05 AM | |
| P: 6/20/2007 9:09:09 AM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
That's what I heard between the WG and platinum prongs - that platinum was more durable but I wanted to confirm that with y'all and wanted to know if it was worth the extra investment to go platinum. I think WG would be fine, though, and that platinum is a bit overkill maybe?
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| Posted: 6/20/2007 9:09:09 AM | |
| P: 6/20/2007 9:09:38 AM | |
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belle Ideal Rock Total Posts: 10,287 Last Post: 4/3/2008 Member Since: 11/19/2004 |
wf sends a letter of verification from an independent appraiser and it has the replacement value stated.
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| Posted: 6/20/2007 9:09:38 AM | |
| P: 6/20/2007 9:12:23 AM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
Date: 6/20/2007 1:07:45 AM Author: jstarfireb WF has a 5% discount on ACA stones if you mention you're a PS member and pay by bank wire. If you buy the 18k WG with platinum head 6-prong Tiffany ($300), you have a cool $1200 left for the stone. How about one of these: 0.528 I VS2 - inclusion plot is a little scary-looking, but a VS2 pretty much guarantees eye-clean; about $1300 after discount, so you're only $100 over budget 0.51 G SI2 - ask if it's eye-clean; looks promising! That second one does seem very nice!!! Is asking them if it's eye-clean a typical question to ask before purchasing?
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| Posted: 6/20/2007 9:12:23 AM | |
| P: 6/20/2007 11:14:56 AM | |
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Ellen Ideal Rock Total Posts: 22,894 Last Post: 11/6/2009 Member Since: 1/13/2006 |
Date: 6/20/2007 9:09:09 AM It has definitely been said that platinum is more durable, and I can only speak of my experiences. I wore a WG setting for 24 years, and never had a problem. I then upgraded to another WG setting a little over a year ago. I knocked it pretty hard right after I got it, and one prong did move, but not near enough to jeopardize the stone. There are millions of WG settings out there, so I wouldn't worry too much, as long as you get a quality setting. Remember, you do get what you pay for. Author: Hank3 That's what I heard between the WG and platinum prongs - that platinum was more durable but I wanted to confirm that with y'all and wanted to know if it was worth the extra investment to go platinum. I think WG would be fine, though, and that platinum is a bit overkill maybe? ![]() And to answer your other question, if you get your ring independantly appraised, yes, they will verify it matches the cert at the same time, and that should be included in the cost. I paid 85.00 for mine. ~~~~~~~~~~~~~~~~ |
| Posted: 6/20/2007 11:14:56 AM | |
| P: 6/20/2007 11:16:55 AM | |
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Ellen Ideal Rock Total Posts: 22,894 Last Post: 11/6/2009 Member Since: 1/13/2006 |
Date: 6/20/2007 9:12:23 AM Yes. AND, make sure you are on the same page as to what eye clean means. If you don't want to see anything not only face up, but from any other angle, at any distance, etc., be sure to tell them that!
Author: Hank3 That second one does seem very nice!!! Is asking them if it's eye-clean a typical question to ask before purchasing? ~~~~~~~~~~~~~~~~ |
| Posted: 6/20/2007 11:16:55 AM | |
| P: 6/20/2007 1:49:55 PM | |
Hank3 Rough Rock Total Posts: 8 Last Post: 6/20/2007 Member Since: 6/18/2007 |
Thank you kindly for the generous information, Ellen (and everyone who has contributed to this thread). I think I'm pretty much set to make my purchase. I just need that 0% interest credit card offer to come in the mail now I hope y'all won't mind me asking any other questions that may come up between now and the purchasing date. I'll also be sure to post pics of the ring that I wind up with
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| Posted: 6/20/2007 1:49:55 PM | |
| P: 6/20/2007 3:58:07 PM | |
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MWG Ideal Rock Total Posts: 530 Last Post: 11/12/2008 Member Since: 1/24/2007 |
Date: 6/20/2007 9:09:38 AM Author: belle wf sends a letter of verification from an independent appraiser and it has the replacement value stated. I want to ECHO what Belle said......WF send a letter of verification from an independant appraiser and it states the monetary value of the diamonds. Very nice to have. WhiteFlash is first class all the way!!!! MWG
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| Posted: 6/20/2007 3:58:07 PM | |
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