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 Another newbie looking for advice for engagement ring...

P:  6/18/2007 5:25:47 PM  
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 

I've been reading the information on this site and have become better knowledged with loose diamonds, but I'm nowhere close to where most of you guys are.  I just started a couple weeks ago looking at engagement rings and diamonds and was directed to here.  I'm planning to propose to my GF in August but would like to purchase the ring now to start making payments on it (my budget is under $1500 if possible with diamond and setting).  We've been ring shopping a couple of times just so I can get a good idea on what she wants and what she thinks will loook good on her.  She is pretty petite (4'10") and her hands and fingers kindly follow suit.  She decided she didn't want a huge diamond - she treid on rings from .5 - .75 and said the .75s were overkill for her tiny finger/hand.  I've decided to get her a .5 to .6 carat diamond.  She wants a round diamond set on a yellow gold Tiffany-style band with six prongs.  With my limited knowledge, I've basically come to the conclusion that I'd like to buy the diamond somewhere on-line and then have it set locally by a reputable jeweler.  Here are some questions I have:

What prongs should I get - platinum or white gold?
How do I arrange the online vendor to send it to a reputable appraiser?  Once it's sent to the appraiser - I'm assuming I pay for the shipping charges from there to me right?
Would getting it set locally be the smartest idea?
With it being set on yellow gold, how important is the cut, color, and inclusions?  I've been narrowing my search criteira to ideal cut, color from F-H, and VS2-SI2.  I haven't really looked beyond those since I'm not too sure what the others mean.  

I know I'm being pretty vague here but maybe y'all can help me a bit more.  If I need to provide more information, I'll try my best.  From what I've read on here, I'd like to go with bluenile.com, whiteflash.com, or jamesallen.com.  Any help or advice would be greatly appreciated.  TIA    
  



Posted:  6/18/2007 5:25:47 PM

 There are 21 replies to this message.  There are 21 replies on this page.

P: 6/18/2007 6:18:58 PM
JulieN
JulieN

Ideal Rock
Total Posts: 7,148
Last Post: 11/23/2009
Member Since: 7/25/2005
 
http://www.whiteflash.com/round_ideal_cut/Round-Ideal-Cut-cut-diamond-292649.htm
http://www.whiteflash.com/hearts_arrows/A-Cut-Above-H-A-cut-diamond-292595.htm
http://www.whiteflash.com/hearts_arrows/A-Cut-Above-H-A-cut-diamond-292593.htm

Have it set by the people you buy it from...much less hassle.

Posted:  6/18/2007 6:18:58 PM
P: 6/18/2007 6:30:25 PM
Ellen
Ellen

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Last Post: 11/6/2009
Member Since: 1/13/2006
 
I think Julie may have missed the total for BOTH at 1500? If that's correct, here's a couple.

http://www.jamesallen.com/diamond.asp?cid=53&item=1036502

http://www.whiteflash.com/round_ideal_cut/Round-Ideal-Cut-cut-diamond-292651.htm#

~~~~~~~~~~~~~~~~

"It is also important for the State to inculcate in its subjects an aversion to any 'conspiracy theory of history' for a search for 'conspiracies' means a search for motives and an attribution of responsibility for historical misdeeds."

-Murray N. Rothbard, in The Anatomy of the State



John Swinton [1829-1901] Chief Editorial Writer of the New York Times (Considered "the Dean of his Profession" by his peers), when asked to toast an 'Independent Press' in a gathering at the National Press Club, circa 1880

"There is no such thing in America as an independent press unless it is in the country towns. You know it, and I know it. There is not one of you who dare express an honest opinion. If you express it you know beforehand that it would never appear in print. I am paid... for keeping my honest opinions out of the paper I am connected with. Others of you are paid similar salaries for doing similar things....

The business of the New York journalist is to distort the truth, to lie outright, to pervert, to vilify, to fawn at the feet of Mammon, and sell his country and race for his daily bread, or for what is about the same thing, his salary. You know this, and I know it and what foolery to be toasting an 'independent press.' We are tools, and the vassals of rich men behind the scenes. We are jumping-jacks. They pull the strings and we dance. Our time, our talents, our lives, our possibilities, all are the property of other men. We are intellectual prostitutes."

Posted:  6/18/2007 6:30:25 PM
P: 6/18/2007 6:31:34 PM
Ellen
Ellen

Ideal Rock
Total Posts: 22,894
Last Post: 11/6/2009
Member Since: 1/13/2006
 
BTW, they are I, but in a well cut stone, and this size, you should not see any color.

~~~~~~~~~~~~~~~~

"It is also important for the State to inculcate in its subjects an aversion to any 'conspiracy theory of history' for a search for 'conspiracies' means a search for motives and an attribution of responsibility for historical misdeeds."

-Murray N. Rothbard, in The Anatomy of the State



John Swinton [1829-1901] Chief Editorial Writer of the New York Times (Considered "the Dean of his Profession" by his peers), when asked to toast an 'Independent Press' in a gathering at the National Press Club, circa 1880

"There is no such thing in America as an independent press unless it is in the country towns. You know it, and I know it. There is not one of you who dare express an honest opinion. If you express it you know beforehand that it would never appear in print. I am paid... for keeping my honest opinions out of the paper I am connected with. Others of you are paid similar salaries for doing similar things....

The business of the New York journalist is to distort the truth, to lie outright, to pervert, to vilify, to fawn at the feet of Mammon, and sell his country and race for his daily bread, or for what is about the same thing, his salary. You know this, and I know it and what foolery to be toasting an 'independent press.' We are tools, and the vassals of rich men behind the scenes. We are jumping-jacks. They pull the strings and we dance. Our time, our talents, our lives, our possibilities, all are the property of other men. We are intellectual prostitutes."

Posted:  6/18/2007 6:31:34 PM
P: 6/18/2007 6:34:44 PM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
Thanks for the direct links  

So you recommend getting it set and everything by the vendor?  I read that that would make it harder to inspect by an appraiser - or is getting it appraised not a big deal then?  Also, the diamonds you linked are ones that would have that brilliant look on a yellow band?  Is there a huge difference between ideal cut and cut above H&A?  Any feedback on the prongs being platinum or white gold to make the diamond look even better?

Posted:  6/18/2007 6:34:44 PM
P: 6/18/2007 6:48:01 PM
Ellen
Ellen

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Last Post: 11/6/2009
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Date: 6/18/2007 6:34:44 PM
Author: Hank3
Thanks for the direct links

So you recommend getting it set and everything by the vendor? I read that that would make it harder to inspect by an appraiser - or is getting it appraised not a big deal then? Also, the diamonds you linked are ones that would have that brilliant look on a yellow band? Is there a huge difference between ideal cut and cut above H&A? Any feedback on the prongs being platinum or white gold to make the diamond look even better?
It does make it easier to get it all done in one place, but if you have someone local who will set a stone they didn't sell you (need to find that out first), then you can do it that way. (be sure to insure stone first though)

If you are buying from a reputable vendor, who provides you with a detailed report, a full appraisal really isn't necessary. I got a short one, just to make sure my stone matched the cert (as mine didn't have any other way with a loupe to tell).

There are many Ideal/Excellent stones that are as pretty as ACA's. And they can all look great in a yellow gold setting. Since you're on a budget, WG prongs would cost less, and look very nice.

HTH

~~~~~~~~~~~~~~~~

"It is also important for the State to inculcate in its subjects an aversion to any 'conspiracy theory of history' for a search for 'conspiracies' means a search for motives and an attribution of responsibility for historical misdeeds."

-Murray N. Rothbard, in The Anatomy of the State



John Swinton [1829-1901] Chief Editorial Writer of the New York Times (Considered "the Dean of his Profession" by his peers), when asked to toast an 'Independent Press' in a gathering at the National Press Club, circa 1880

"There is no such thing in America as an independent press unless it is in the country towns. You know it, and I know it. There is not one of you who dare express an honest opinion. If you express it you know beforehand that it would never appear in print. I am paid... for keeping my honest opinions out of the paper I am connected with. Others of you are paid similar salaries for doing similar things....

The business of the New York journalist is to distort the truth, to lie outright, to pervert, to vilify, to fawn at the feet of Mammon, and sell his country and race for his daily bread, or for what is about the same thing, his salary. You know this, and I know it and what foolery to be toasting an 'independent press.' We are tools, and the vassals of rich men behind the scenes. We are jumping-jacks. They pull the strings and we dance. Our time, our talents, our lives, our possibilities, all are the property of other men. We are intellectual prostitutes."

Posted:  6/18/2007 6:48:01 PM
P: 6/18/2007 6:51:15 PM
JulieN
JulieN

Ideal Rock
Total Posts: 7,148
Last Post: 11/23/2009
Member Since: 7/25/2005
 
the jeweler of your choice probably won't take responsibility for damage to the stone that happens while setting.

it's not extremely important, but the appraiser should still be able to do a decent job of verifying the stone.  also, they'll be able to inspect the setting job.

all those diamonds look great... I was assuming you were going to for the 14K Tiffany style basic ring...usually 200-300?

platinum is considered safer than white gold.

Posted:  6/18/2007 6:51:15 PM
P: 6/18/2007 11:12:20 PM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
Wow...great info.  Thanks again.  Yeah, I'm going to go with a 14k Tiffany-styled ring.  I guess I'll need to decide between the WG or platinum prongs.  IS there a big color difference between 14k and 18k yellow gold?  I ask because one of the online vendors (can't remember if it's whiteflash or bluenile) only offers 18k gold rings for the stone to be set in.  We were gonna go with 14k wedding bands since that's plenty fine for us.   

Posted:  6/18/2007 11:12:20 PM
P: 6/18/2007 11:31:15 PM
MWG
MWG

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Total Posts: 530
Last Post: 11/12/2008
Member Since: 1/24/2007
 
I prefer white gold to platinum.  White gold can be replated for $35 dollars and it will look brand new again.  Platinum will "patina" and look like a stainless steel pot after a period of time.

MWG

Posted:  6/18/2007 11:31:15 PM
P: 6/19/2007 6:19:54 PM
Julianna
Julianna

Ideal Rock
Total Posts: 504
Last Post: 10/29/2009
Member Since: 3/19/2007
 
Date: 6/18/2007 6:34:44 PM
Author: Hank3
Thanks for the direct links

So you recommend getting it set and everything by the vendor? I read that that would make it harder to inspect by an appraiser - or is getting it appraised not a big deal then? Also, the diamonds you linked are ones that would have that brilliant look on a yellow band? Is there a huge difference between ideal cut and cut above H&A? Any feedback on the prongs being platinum or white gold to make the diamond look even better?

The appraiser should be looking at the diamond and the diamond's grading report (ie. AGS or GIA) (like Ellen said). After they've verified that it is, indeed, the diamond, it can be appraised based on its merits. The fact that it is set already shouldn't make a difference to an experienced appraiser, though they might have their preferences.

Posted:  6/19/2007 6:19:54 PM
P: 6/19/2007 11:28:51 PM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
What should I expect to pay for an appraisal by a reputable place?

Posted:  6/19/2007 11:28:51 PM
P: 6/19/2007 11:37:35 PM
jazmine
jazmine

Ideal Rock
Total Posts: 2,013
Last Post: 11/17/2009
Member Since: 7/12/2005
 
If you buy from WF, Good Old Gold, or JA, and are getting a round, I would not bother with an appraisal. The vendor should be able to give you everything you need for insurance purposes.

Posted:  6/19/2007 11:37:35 PM
P: 6/20/2007 12:54:33 AM
Finding_Neverland
Finding_Neverland

Cut Rock
Total Posts: 412
Last Post: 7/3/2007
Member Since: 1/10/2007
 
Date: 6/18/2007 11:31:15 PM
Author: MWG
I prefer white gold to platinum. White gold can be replated for $35 dollars and it will look brand new again. Platinum will 'patina' and look like a stainless steel pot after a period of time.


MWG


My plat ring came with a high polished sheen. When I get it cleaned and checked, the jeweler polishes it right back to that high polished sheen. Looks good as new as the day I bought it.

Plat, WG, it's a personal preference I think.

For prongs, I think I'd go plat for durability concerns. JMHO.

_________________________

You find a glimmer of happiness in this world, there is always someone who's going to destroy it.

Posted:  6/20/2007 12:54:33 AM
P: 6/20/2007 1:07:45 AM
jstarfireb
jstarfireb

Ideal Rock
Total Posts: 3,157
Last Post: 11/24/2009
Member Since: 3/24/2007
 
WF has a 5% discount on ACA stones if you mention you're a PS member and pay by bank wire. If you buy the 18k WG with platinum head 6-prong Tiffany ($300), you have a cool $1200 left for the stone. How about one of these:

0.528 I VS2 - inclusion plot is a little scary-looking, but a VS2 pretty much guarantees eye-clean; about $1300 after discount, so you're only $100 over budget
0.51 G SI2 - ask if it's eye-clean; looks promising!


**************************

"In the end, I wonder if the true movement of the world might not be a voice raised in song." -Muriel Barbary

Posted:  6/20/2007 1:07:45 AM
P: 6/20/2007 9:03:05 AM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
Date: 6/19/2007 11:37:35 PM
Author: jazmine
If you buy from WF, Good Old Gold, or JA, and are getting a round, I would not bother with an appraisal. The vendor should be able to give you everything you need for insurance purposes.

Thanks for the info.  Pardon my ignorance, but the main reason to get the engagement ring appraised is to see how much value it is so you can add it to your homeowner's insurance or whatever insurance you get correct?  I'm assuming the appraiser will verify that it's the diamond that I ordered during this entire process?  Or does it cost extra - and how much will it cost?   

Posted:  6/20/2007 9:03:05 AM
P: 6/20/2007 9:09:09 AM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
That's what I heard between the WG and platinum prongs - that platinum was more durable but I wanted to confirm that with y'all and wanted to know if it was worth the extra investment to go platinum.  I think WG would be fine, though, and that platinum is a bit overkill maybe?     

Posted:  6/20/2007 9:09:09 AM
P: 6/20/2007 9:09:38 AM
belle
belle

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wf sends a letter of verification from an independent appraiser and it has the replacement value stated.



(*•.¸(`*•.¸¸.•*´)¸.•*)
¨`•.¸ *belle*¸.• ´¨
(¸.•*(¸.•*´ `*•.¸)*•.¸)

Posted:  6/20/2007 9:09:38 AM
P: 6/20/2007 9:12:23 AM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
Date: 6/20/2007 1:07:45 AM
Author: jstarfireb
WF has a 5% discount on ACA stones if you mention you're a PS member and pay by bank wire. If you buy the 18k WG with platinum head 6-prong Tiffany ($300), you have a cool $1200 left for the stone. How about one of these:

0.528 I VS2 - inclusion plot is a little scary-looking, but a VS2 pretty much guarantees eye-clean; about $1300 after discount, so you're only $100 over budget
0.51 G SI2 - ask if it's eye-clean; looks promising!

That second one does seem very nice!!!  Is asking them if it's eye-clean a typical question to ask before purchasing?

Posted:  6/20/2007 9:12:23 AM
P: 6/20/2007 11:14:56 AM
Ellen
Ellen

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Date: 6/20/2007 9:09:09 AM
Author: Hank3
That's what I heard between the WG and platinum prongs - that platinum was more durable but I wanted to confirm that with y'all and wanted to know if it was worth the extra investment to go platinum. I think WG would be fine, though, and that platinum is a bit overkill maybe?
It has definitely been said that platinum is more durable, and I can only speak of my experiences. I wore a WG setting for 24 years, and never had a problem. I then upgraded to another WG setting a little over a year ago. I knocked it pretty hard right after I got it, and one prong did move, but not near enough to jeopardize the stone. There are millions of WG settings out there, so I wouldn't worry too much, as long as you get a quality setting. Remember, you do get what you pay for.


And to answer your other question, if you get your ring independantly appraised, yes, they will verify it matches the cert at the same time, and that should be included in the cost. I paid 85.00 for mine.

~~~~~~~~~~~~~~~~

"It is also important for the State to inculcate in its subjects an aversion to any 'conspiracy theory of history' for a search for 'conspiracies' means a search for motives and an attribution of responsibility for historical misdeeds."

-Murray N. Rothbard, in The Anatomy of the State



John Swinton [1829-1901] Chief Editorial Writer of the New York Times (Considered "the Dean of his Profession" by his peers), when asked to toast an 'Independent Press' in a gathering at the National Press Club, circa 1880

"There is no such thing in America as an independent press unless it is in the country towns. You know it, and I know it. There is not one of you who dare express an honest opinion. If you express it you know beforehand that it would never appear in print. I am paid... for keeping my honest opinions out of the paper I am connected with. Others of you are paid similar salaries for doing similar things....

The business of the New York journalist is to distort the truth, to lie outright, to pervert, to vilify, to fawn at the feet of Mammon, and sell his country and race for his daily bread, or for what is about the same thing, his salary. You know this, and I know it and what foolery to be toasting an 'independent press.' We are tools, and the vassals of rich men behind the scenes. We are jumping-jacks. They pull the strings and we dance. Our time, our talents, our lives, our possibilities, all are the property of other men. We are intellectual prostitutes."

Posted:  6/20/2007 11:14:56 AM
P: 6/20/2007 11:16:55 AM
Ellen
Ellen

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Total Posts: 22,894
Last Post: 11/6/2009
Member Since: 1/13/2006
 
Date: 6/20/2007 9:12:23 AM
Author: Hank3


That second one does seem very nice!!! Is asking them if it's eye-clean a typical question to ask before purchasing?
Yes. AND, make sure you are on the same page as to what eye clean means. If you don't want to see anything not only face up, but from any other angle, at any distance, etc., be sure to tell them that!

~~~~~~~~~~~~~~~~

"It is also important for the State to inculcate in its subjects an aversion to any 'conspiracy theory of history' for a search for 'conspiracies' means a search for motives and an attribution of responsibility for historical misdeeds."

-Murray N. Rothbard, in The Anatomy of the State



John Swinton [1829-1901] Chief Editorial Writer of the New York Times (Considered "the Dean of his Profession" by his peers), when asked to toast an 'Independent Press' in a gathering at the National Press Club, circa 1880

"There is no such thing in America as an independent press unless it is in the country towns. You know it, and I know it. There is not one of you who dare express an honest opinion. If you express it you know beforehand that it would never appear in print. I am paid... for keeping my honest opinions out of the paper I am connected with. Others of you are paid similar salaries for doing similar things....

The business of the New York journalist is to distort the truth, to lie outright, to pervert, to vilify, to fawn at the feet of Mammon, and sell his country and race for his daily bread, or for what is about the same thing, his salary. You know this, and I know it and what foolery to be toasting an 'independent press.' We are tools, and the vassals of rich men behind the scenes. We are jumping-jacks. They pull the strings and we dance. Our time, our talents, our lives, our possibilities, all are the property of other men. We are intellectual prostitutes."

Posted:  6/20/2007 11:16:55 AM
P: 6/20/2007 1:49:55 PM
Hank3
Hank3

Rough Rock
Total Posts: 8
Last Post: 6/20/2007
Member Since: 6/18/2007
 
Thank you kindly for the generous information, Ellen (and everyone who has contributed to this thread).  I think I'm pretty much set to make my purchase.  I just need that 0% interest credit card offer to come in the mail now  

I hope y'all won't mind me asking any other questions that may come up between now and the purchasing date.  I'll also be sure to post pics of the ring that I wind up with  

Posted:  6/20/2007 1:49:55 PM
P: 6/20/2007 3:58:07 PM
MWG
MWG

Ideal Rock
Total Posts: 530
Last Post: 11/12/2008
Member Since: 1/24/2007
 
Date: 6/20/2007 9:09:38 AM
Author: belle
wf sends a letter of verification from an independent appraiser and it has the replacement value stated.

I want to ECHO what Belle said......WF send a letter of verification from an independant appraiser and it states the monetary value of the diamonds.

Very nice to have.  WhiteFlash is first class all the way!!!!

MWG

Posted:  6/20/2007 3:58:07 PM

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