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Insurance for new diamond ring

P: 1/8/2006 2:20:35 PM
BrownEyes Cut Rock Total Posts: 294 Last Post: 8/11/2006 Member Since: 12/4/2005	Can someone please provide links or information regarding the best method for insuring a new diamond ring once an appraisal is completed? Please include information re: recommended insurance companies, if any. Many thanks ...
Posted: 1/8/2006 2:20:35 PM

There are 7 replies to this message. There are 7 replies on this page.

P: 1/8/2006 2:48:31 PM
diamondseeker06 Rough Rock Total Posts: 27 Last Post: 1/16/2006 Member Since: 1/2/2006	Most people add jewelry on as a rider to their homeowners insurance (or personal property insurance in the case of renters).
Posted: 1/8/2006 2:48:31 PM

P: 1/8/2006 3:14:05 PM
jazmine Ideal Rock Total Posts: 2,013 Last Post: 11/17/2009 Member Since: 7/12/2005	I use State Farm and am very happy so far. Jeweler's Mutual is very popular: http://www.jewelersmutual.com/ Also Chubb: http://www.chubb.com/
Posted: 1/8/2006 3:14:05 PM

P: 1/9/2006 11:26:36 AM
littlelysser Ideal Rock Total Posts: 1,779 Last Post: 11/17/2009 Member Since: 12/8/2005	I use statefarm. Just call them and fax or mail a copy of the appraisal.
Posted: 1/9/2006 11:26:36 AM

P: 1/9/2006 6:44:27 PM
singer Cut Rock Total Posts: 434 Last Post: 8/13/2009 Member Since: 12/30/2005	I use Farm Bureau, but I believe any insurance company (that insures more than just cars) can insure it for you. It's very simple and very inexpensive. Well worth it though Life is precious...treasure every day as if there were no tomorrow.
Posted: 1/9/2006 6:44:27 PM

P: 1/9/2006 8:00:06 PM
ChargerGrrl Ideal Rock Total Posts: 2,485 Last Post: 11/22/2009 Member Since: 8/17/2005	I went with Chubb. In my opinion, they are the best (and you do pay for it!) Williiam Castro from Total Dollar is my agent. Do a search and you'll find a couple of posts with his info. I don't have it handy (sorry)
Posted: 1/9/2006 8:00:06 PM

P: 1/9/2006 9:33:52 PM
MellowCat Rough Rock Total Posts: 38 Last Post: 1/11/2006 Member Since: 12/17/2005	Date: 1/8/2006 2:20:35 PM Author:BrownEyes Can someone please provide links or information regarding the best method for insuring a new diamond ring once an appraisal is completed? Please include information re: recommended insurance companies, if any. Many thanks ... I just went through this process myself. Chubb is highly recommended around here, but I had difficulty finding an agent that would cover my ring because I didn't insure my home or car with them also. I finally found one that would, but the cost was quite prohibitive. Jewelers Mutual was my next choice, but in the end we chose State Farm because the price was reasonable and they will pay you cash (according to my agent). I should get the policy next week to read the fine print. If I spot any red flags, I may post here. In fact, it would be great if there was a dedicated area on this board regarding jewelry insurance along with reviews of the various companies and people's experiences with them. It's hard to find any good information from a policyholder's standpoint "out there."
Posted: 1/9/2006 9:33:52 PM

P: 1/10/2006 10:48:50 AM
aphisiglovessae Ideal Rock Total Posts: 1,140 Last Post: 6/26/2007 Member Since: 4/15/2005	Chubb all the way!!! It took me a long time and I got really frustrated trying to obtain it, but I'm happy now that I have it.
Posted: 1/10/2006 10:48:50 AM

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