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 Kay Jewelers

P:  7/27/2005 3:42:23 PM  
bscpu1972
bscpu1972

Rough Rock
Total Posts: 5
Last Post: 7/29/2005
Member Since: 7/27/2005
 
Not having all that much money these days, we went into Kay Jewelers and found a ring I really liked.  We put money down on a payment plan.  When we went back to make another payment we found out that we didn't have a ring in layaway anymore.  They took it upon themselves to place our deposit on an old charge card bill that was his ex-wife's.  He never was on the account.  It's just that his last name and former residence matched an old debt they had on file.  We had to drive the 45 miles back home, dig out the court documents saying she was responsible for the bill and wait about 3 months for a refund.

My ring?  Had a private jeweler make one similar to the one at Kay's.  Saved $500, got better quality stones and he has a great return and warranty policy.

My suggestion: never use a store's layaway plan.  Save up or borrow the cash from the bank.
Posted:  7/27/2005 3:42:23 PM

 There are 5 replies to this message.  There are 5 replies on this page.

P: 7/27/2005 4:16:07 PM
Bev
Bev

Cut Rock
Total Posts: 123
Last Post: 8/30/2008
Member Since: 7/24/2005
 
Yeah - I am not a fan of Kay's at ALL.  My first e-ring was from there, and I know we could have saved A LOT of money if we bought it elsewhere.

Posted:  7/27/2005 4:16:07 PM
P: 7/27/2005 5:12:35 PM
Madam Bijoux
Madam Bijoux

Ideal Rock
Total Posts: 3,052
Last Post: 11/20/2009
Member Since: 7/15/2005
 
Layaways don't offer any advantage to a customer unless you're buying an estate piece that can't be duplicated--the store keeps your money and their merchandise and you have nothing until the entire balance has been paid.  If you're buying from a store, it's better to find one that has an interest-free charge account club plan.

"I never met a diamond I didn't like."
No jewel is as beautiful as a cat's eyes.
Madam Bijoux (Gabrielle)

Posted:  7/27/2005 5:12:35 PM
P: 7/27/2005 5:19:58 PM
jellybean
jellybean

Ideal Rock
Total Posts: 624
Last Post: 10/7/2005
Member Since: 2/16/2005
 
I had a horrible experience with Kay's with my original wedding band (waaay before I discovered PS).  I detered several of my friends from going there.

Posted:  7/27/2005 5:19:58 PM
P: 7/27/2005 6:48:49 PM
ame
ame

Ideal Rock
Total Posts: 3,452
Last Post: 2/7/2006
Member Since: 7/7/2004
 
Ugh I hate Kays. I really wish mall chains w ould just go under and not be a nuisance anymore.

Posted:  7/27/2005 6:48:49 PM
P: 7/27/2005 6:51:41 PM
Bev
Bev

Cut Rock
Total Posts: 123
Last Post: 8/30/2008
Member Since: 7/24/2005
 
I had a horrible experience with them, too, Jellybean.  I really wish I had found PS before I got engaged!  My husband and I could saved so much money.

Posted:  7/27/2005 6:51:41 PM

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