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| P: 7/10/2005 8:16:11 PM | |
mightyred Cut Rock Total Posts: 336 Last Post: 4/23/2007 Member Since: 7/30/2004 |
Hi all.... Does anyone use ING as a savings account? I am thinking of opening one but would prefer some personal recommendations!!  Or any other 'virtual' accounts! Anyone?
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| Posted: 7/10/2005 8:16:11 PM | |
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There are 8 replies to this message. There are 8 replies on this page. |
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| P: 7/10/2005 9:10:19 PM | |
snuflz Rough Rock Total Posts: 22 Last Post: 4/2/2006 Member Since: 6/16/2005 |
Hi! I currently have an ING savings account and I think it's great. You certainly earn a higher percentage than regular banks. I haven't tried withdrawing from the account yet. Though I imagine that it will be slightly more complicated to withdraw from the account than at your local bank. That hassle to withdraw from the account is a point in favor for it actually, as it deters me from taking money out!
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| Posted: 7/10/2005 9:10:19 PM | |
| P: 7/10/2005 9:22:14 PM | |
Blue824 Ideal Rock Total Posts: 1,614 Last Post: 10/28/2009 Member Since: 12/15/2004 |
My concern is similar to what Snuflz expressed in withdrawing money. I looked at it, nice with the 3% interest! I've opened up accounts with Fidelity online, and I access it and change things around online, however, I like the fact that while it isn't the most convenient office for me to get to, I can if needed. Thats just me though.
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| Posted: 7/10/2005 9:22:14 PM | |
| P: 7/10/2005 9:23:01 PM | |
Sparkster Ideal Rock Total Posts: 582 Last Post: 4/11/2008 Member Since: 6/1/2004 |
When I sold an investment property a few years ago, I parked the money in an ING account until it I needed it to buy a house. It was about AUD $75,000. The 5% was worth it for the amount of money I had. It really depends on how much money you have to put into the account. If you've only got, say $100 then is it worth the $5 interest per annum? It's only when you have several hundred to put in it that it's worth it. I linked my every day account to it and it took 24 hours from day of transaction for any money to be transferred. I feel it's pretty safe having the money there. Just make sure that you have the most up to date virus software on any computer which you would use to access the account. _______________________ |
| Posted: 7/10/2005 9:23:01 PM | |
| P: 7/11/2005 12:36:16 AM | |
sparklish Cut Rock Total Posts: 103 Last Post: 8/16/2005 Member Since: 3/7/2005 |
I have an ING direct account - it's pretty easy to use. Putting money in and taking it out is the same - it takes a business day or two. I use it to store my savings and then dole out my "allowance." (I am in school and was living off savings.) Yes it makes a nice return and is good for short term savings... i.e. if you want the money in the next 6 months to a year.
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| Posted: 7/11/2005 12:36:16 AM | |
| P: 7/11/2005 11:15:03 AM | |
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mightyred Cut Rock Total Posts: 336 Last Post: 4/23/2007 Member Since: 7/30/2004 |
Hi and thanks all! I think for what I need it will work great and stop me from touching the money too quickly!!
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| Posted: 7/11/2005 11:15:03 AM | |
| P: 7/11/2005 2:16:16 PM | |
PurplePassion Rough Rock Total Posts: 77 Last Post: 1/11/2006 Member Since: 6/10/2005 |
I have an ING savings and have part of my check DD to the account. The balance has added up quickly and it's b/c I can't physically walk into a bank and withdraw. ING is the way to go for savings. "I sustain myself with the love of friends." - Maya Angelou |
| Posted: 7/11/2005 2:16:16 PM | |
| P: 7/12/2005 7:08:41 PM | |
codex57 Ideal Rock Total Posts: 1,492 Last Post: 1/21/2008 Member Since: 12/18/2004 |
We love it. SHows how much interest you earn every day and the amount is staggering since we just switched from a Washington Mutual money market account. If you online bank, it's no big deal at all. You just can't touch your money immediately so it takes some planning. We decided to leave $2000 in a WaMu savings account as a buffer. There's actually another online bank that gives a slightly better rate than ING, but it's not famous at all and ING has tons of great reviews. If you open it, remember to search the internet for the $50 coupon for opening an account.
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| Posted: 7/12/2005 7:08:41 PM | |
| P: 7/14/2005 11:26:21 AM | |
icemyster Cut Rock Total Posts: 111 Last Post: 10/6/2008 Member Since: 4/30/2005 |
I have one and it is awesome....two thumbs up...definately do it.
BMW The Ultimate Driving Machine |
| Posted: 7/14/2005 11:26:21 AM | |
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