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 » RockyTalky
»  » 2 Month Salary Rule: Gross or After-Tax?
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2 Month Salary Rule: Gross or After-Tax? |
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| P: 1/22/2005 7:34:32 PM | |
kevinraja Cut Rock Total Posts: 275 Last Post: 3/22/2005 Member Since: 10/18/2004 |
Just curious, when they say 2 month salary rule, do they mean gross monthly salary or after-tax monthly salary?
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| Posted: 1/22/2005 7:34:32 PM | |
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There are 25 replies to this message. There are 25 replies on this page. |
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| P: 1/22/2005 7:37:57 PM | |
belle Ideal Rock Total Posts: 10,287 Last Post: 4/3/2008 Member Since: 11/19/2004 |
rule! there are rules? i always assumed gross. maybe the diamond buyer would prefer the after tax rate though? which one did you do?(if ya care ta share!)
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| Posted: 1/22/2005 7:37:57 PM | |
| P: 1/22/2005 7:49:00 PM | |
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kevinraja Cut Rock Total Posts: 275 Last Post: 3/22/2005 Member Since: 10/18/2004 |
I never cared for the rule. I just had a number in my mind which I can afford, and I went with it.
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| Posted: 1/22/2005 7:49:00 PM | |
| P: 1/22/2005 7:51:33 PM | |
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belle Ideal Rock Total Posts: 10,287 Last Post: 4/3/2008 Member Since: 11/19/2004 |
that's the way it should be!
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| Posted: 1/22/2005 7:51:33 PM | |
| P: 1/22/2005 8:45:56 PM | |
rosy Cut Rock Total Posts: 422 Last Post: 1/29/2006 Member Since: 10/7/2004 |
I scoff at the rules. I think the rule should be spend what you want but buy what you can afford, this may be more or less than two months salary. Keep in mind diamond prices have gone way up since that rule was determined. There are no rule with diamonds besides the one that says cut is king!
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| Posted: 1/22/2005 8:45:56 PM | |
| P: 1/22/2005 10:14:19 PM | |
MC Ideal Rock Total Posts: 8,845 Last Post: 11/23/2009 Member Since: 2/8/2003 |
Date: 1/22/2005 7:34:32 PM Who are, "they?" Author:kevinraja Just curious, when they say 2 month salary rule, do they mean gross monthly salary or after-tax monthly salary?  lol We picked out the size and quality of stone that appealed most to me rather than go by a dollar amount.  Love and engagement symbolism shouldn't be based on amount of money you make.
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| Posted: 1/22/2005 10:14:19 PM | |
| P: 1/22/2005 10:16:08 PM | |
Lions, Tigers & Bears Ideal Rock Total Posts: 4,107 Last Post: 9/12/2005 Member Since: 10/18/2003 |
Date: 1/22/2005 10:14:19 PM Author: MichelleCarmen Date: 1/22/2005 7:34:32 PM Who are, 'they?' Author:kevinraja Just curious, when they say 2 month salary rule, do they mean gross monthly salary or after-tax monthly salary? lol We picked out the size and quality of stone that appealed most to me rather than go by a dollar amount. Love and engagement symbolism shouldn't be based on amount of money you make. Yup. buy what you like and can afford. All these "rules" are stupid. 
_____________________________________________ Don't breed or buy when homeless pets continue to die. |
| Posted: 1/22/2005 10:16:08 PM | |
| P: 1/22/2005 10:32:15 PM | |
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kevinraja Cut Rock Total Posts: 275 Last Post: 3/22/2005 Member Since: 10/18/2004 |
My GUESS: The 2-month rule was set by a group of bachelors while having drinks in a pub. The idea was to set an approximate spending limit on diamond buying. Since LADIES always wanted big stones, this was the best that those men could come up with to kinda scoff off "want big stone" attitude of women.
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| Posted: 1/22/2005 10:32:15 PM | |
| P: 1/22/2005 10:49:28 PM | |
noobie Ideal Rock Total Posts: 1,318 Last Post: 9/21/2007 Member Since: 3/3/2004 |
Kevin, It's believed that the rule was started by Debeers marketing. And in regards to your guess, even though the discussion here is about beautiful diamonds, I believe that most ladies cheerish the diamonds in the spirit they were given regardless of size and don't need to have their attitudes "scoffed off"
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| Posted: 1/22/2005 10:49:28 PM | |
| P: 1/22/2005 11:13:41 PM | |
cflutist Ideal Rock Total Posts: 1,370 Last Post: 7/20/2006 Member Since: 7/12/2004 |
Yep, it was the N. W. Ayers Agency of New York. It was in 1938 (near the end of the Depression) that Harry Oppenheimer of DeBeers made a trip to NY to find an advertising agency which could help rebuild the shattered retail market. It was N. W. Ayers that coined the slogan "A Diamond is Forever" in 1948 and later, a hundred variations on the theme of diamonds, love, and success.
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| Posted: 1/22/2005 11:13:41 PM | |
| P: 1/23/2005 12:09:21 AM | |
qtiekiki Ideal Rock Total Posts: 2,664 Last Post: 11/23/2009 Member Since: 11/14/2004 |
I assumed that it meant gross. Does anyone really go by that rule anyways???? 
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| Posted: 1/23/2005 12:09:21 AM | |
| P: 1/23/2005 12:18:52 AM | |
Daniela Ideal Rock Total Posts: 703 Last Post: 8/16/2006 Member Since: 10/2/2003 |
Definitely gross. Why? Because that way DeBeers makes more money.
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| Posted: 1/23/2005 12:18:52 AM | |
| P: 1/23/2005 12:25:47 AM | |
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cflutist Ideal Rock Total Posts: 1,370 Last Post: 7/20/2006 Member Since: 7/12/2004 |
Its not a rule but rather a marketing ploy by the Diamond Promotion Service. Spend what you can afford, or spend what you feel is right for you (e.g. I have a friend who owns a $2 million dollar house but wears a .33ct e-ring because she is not into jewelry).
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| Posted: 1/23/2005 12:25:47 AM | |
| P: 1/23/2005 3:33:53 AM | |
Mara Ideal Rock Total Posts: 27,922 Last Post: 11/23/2009 Member Since: 10/30/2002 |
If you are the gal...it's 2 months gross...if you are the guy...it's 2 months net. 
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| Posted: 1/23/2005 3:33:53 AM | |
| P: 1/23/2005 3:47:25 AM | |
Dancing Fire Ideal Rock Total Posts: 10,223 Last Post: 11/23/2009 Member Since: 4/3/2004 |
Date: 1/23/2005 3:33:53 AM yes, 2 months net after the guy paid all of his other monthly expenses.Author: Mara If you are the gal...it's 2 months gross...if you are the guy...it's 2 months net.
it is always harder to find a "mind clean" stone than a eye clean stone. |
| Posted: 1/23/2005 3:47:25 AM | |
| P: 1/23/2005 4:16:51 AM | |
dobie Rough Rock Total Posts: 94 Last Post: 6/24/2005 Member Since: 12/30/2004 |
Date: 1/22/2005 11:13:41 PM Author: cflutist Yep, it was the N. W. Ayers Agency of New York. It was in 1938 (near the end of the Depression) that Harry Oppenheimer of DeBeers made a trip to NY to find an advertising agency which could help rebuild the shattered retail market. It was N. W. Ayers that coined the slogan 'A Diamond is Forever' in 1948 and later, a hundred variations on the theme of diamonds, love, and success. I seem to recall reading that the lady that came up with the slogan 'A Diamond is Forever' never married.
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| Posted: 1/23/2005 4:16:51 AM | |
| P: 1/23/2005 5:56:56 AM | |
Paul-Antwerp Ideal Rock Total Posts: 1,908 Last Post: 11/23/2009 Member Since: 9/3/2002 |
For those that never married, remember Marilyn's famous words: 'He's your guy when stocks are high, but beware when they start to descend Because then those louses go back to their spouses and diamonds are a girl's best friend." So do not forget to include the profit of 2 months on your stock portfolio. And the fringe benefits, like your company car, dental plan, and so on. Live long, Paul Slegers |
| Posted: 1/23/2005 5:56:56 AM | |
| P: 1/23/2005 6:21:21 AM | |
BLINGQUEEN Cut Rock Total Posts: 219 Last Post: 2/14/2005 Member Since: 11/29/2004 |
Date: 1/23/2005 5:56:56 AM MY, How ROMANTICAuthor: Paul-Antwerp For those that never married, remember Marilyn's famous words: 'He's your guy when stocks are high, but beware when they start to descend Because then those louses go back to their spouses and diamonds are a girl's best friend.' So do not forget to include the profit of 2 months on your stock portfolio. And the fringe benefits, like your company car, dental plan, and so on. Live long,  Good luck finding a Valentine that refers to your dental plan!!
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| Posted: 1/23/2005 6:21:21 AM | |
| P: 1/23/2005 8:13:52 AM | |
strmrdr Ideal Rock Total Posts: 23,296 Last Post: 10/9/2009 Member Since: 11/1/2003 |
Date: 1/23/2005 5:56:56 AM Author: Paul-Antwerp For those that never married, remember Marilyn's famous words: 'He's your guy when stocks are high, but beware when they start to descend Because then those louses go back to their spouses and diamonds are a girl's best friend.' So do not forget to include the profit of 2 months on your stock portfolio. And the fringe benefits, like your company car, dental plan, and so on. Live long, Rofl that cracked me up coming from you. lol ........... Karl has joined the diamond trade and is now posting as Karl_K |
| Posted: 1/23/2005 8:13:52 AM | |
| P: 1/23/2005 10:24:53 AM | |
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kevinraja Cut Rock Total Posts: 275 Last Post: 3/22/2005 Member Since: 10/18/2004 |
Diamonds are forever. Unfortunately most marriages don't last forever. Why don't women propse to men with a diamond ring?
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| Posted: 1/23/2005 10:24:53 AM | |
| P: 1/23/2005 12:46:21 PM | |
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Queenofhearts Rough Rock Total Posts: 42 Last Post: 6/4/2006 Member Since: 9/10/2004 |
Personally I think it all depends what you are comfortable with in concerning your finances. If you are comfortable with you decision of what you can afford then by all means do it.
Beauty is in the eye of the beholder |
| Posted: 1/23/2005 12:46:21 PM | |
| P: 1/23/2005 8:32:34 PM | |
NyssaLynne Cut Rock Total Posts: 353 Last Post: 7/3/2005 Member Since: 12/21/2004 |
Date: 1/23/2005 10:24:53 AM Author: kevinraja Why don't women propse to men with a diamond ring? I gave my guy a diamond ring when we got engaged. He did propose to me, but then I gave him a ring shortly after. Lynne~ |
| Posted: 1/23/2005 8:32:34 PM | |
| P: 1/23/2005 8:36:36 PM | |
Kamuelamom Ideal Rock Total Posts: 1,808 Last Post: 10/20/2006 Member Since: 4/18/2003 |
Date: 1/23/2005 10:24:53 AM Um, maybe because that is against the rules?Author: kevinraja Diamonds are forever. Unfortunately most marriages don't last forever. Why don't women propse to men with a diamond ring? 
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| Posted: 1/23/2005 8:36:36 PM | |
| P: 1/24/2005 12:59:24 AM | |
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Dancing Fire Ideal Rock Total Posts: 10,223 Last Post: 11/23/2009 Member Since: 4/3/2004 |
Date: 1/23/2005 8:36:36 PM K-MOMAuthor: Kamuelamom Date: 1/23/2005 10:24:53 AM Um, maybe because that is against the rules?Author: kevinraja Diamonds are forever. Unfortunately most marriages don't last forever. Why don't women propse to men with a diamond ring? its never against the rules to give diamonds to a man. 
it is always harder to find a "mind clean" stone than a eye clean stone. |
| Posted: 1/24/2005 12:59:24 AM | |
| P: 1/24/2005 1:00:46 AM | |
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Mara Ideal Rock Total Posts: 27,922 Last Post: 11/23/2009 Member Since: 10/30/2002 |
There are no rules when it comes to DIAMONDS!!
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| Posted: 1/24/2005 1:00:46 AM | |
| P: 1/24/2005 8:59:16 AM | |
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Cath Cut Rock Total Posts: 373 Last Post: 8/17/2005 Member Since: 9/29/2004 |
I heard somewhere that in the UK it is 1 month's salary and in Japan it is 3 month's salary. The "rules" are tailored to suit each culture and how much "they" can convince guys to spend (or convince girls they need).
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| Posted: 1/24/2005 8:59:16 AM | |
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