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 » RockyTalky
»  » Inflated Appraisal on 1.32 G rock
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Inflated Appraisal on 1.32 G rock |
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| P: 9/24/2004 10:12:48 AM | |
miamirock Rough Rock Total Posts: 6 Last Post: 10/6/2004 Member Since: 9/24/2004 |
I just got engaged, knew nothing of diamonds (hardly wear jewelry) and still not sure I do although I've read up on the 4C's and some other basic things on this very helpful site. But I am trying to learn really fast because I am in the process of insuring it. Now I just got an appraisal back from the original jeweler that looks seriously inflated and it serves no purpose but to increase the insurance rate. Will the jeweler be offended if I ask him to lower it? Can someone give me an appraisal range on this rock? Here are the specs. 1.32 carat, G, VS2 7.01 -7.09x4.36mm Table 61 Depth 61.8 Girdle M-THK, F Culet None Polish/Symmetry: Good/Good No Clouds Strong Blue Flor Thanks for any help... |
| Posted: 9/24/2004 10:12:48 AM | |
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There are 2 replies to this message. There are 2 replies on this page. |
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| P: 9/24/2004 11:11:03 AM | |
denverappraiser Ideal Rock Total Posts: 4,617 Last Post: 11/24/2009 Member Since: 7/21/2004 |
miamirock, Congratulations on your engagement. Good observation about the insurance premiums. It is quite common to use an independent appraiser for the reasons you've suggested (among others). There is a listing of appraisers at the top of every page here on pricescope and there are quite a few who are regulars on this forum. Neil Beaty, GG ISA Independent Appraisals in Denver There's never a crowd when you go that extra mile. |
| Posted: 9/24/2004 11:11:03 AM | |
| P: 9/24/2004 4:07:27 PM | |
valeria101 Ideal Rock Total Posts: 14,048 Last Post: 4/30/2006 Member Since: 8/29/2003 |
RBC with high color and strong fluorescence, rather far from ideal proportions. You definitely got yourself a deal  I guess the whole point of an appraisal for insurance is to make sure you do get appropriate compensation to actually be able to replace the diamond at the current market price sometime in the future. Prices do go up, and there is no knowing what this particular cut and the strong fluorescence will do to prices in the future. Updating the isurance is good, but why bother often ? When all is said and done, you may actually want to have a higher figure on the insurance papers. Not ten times higher, but somewhat so.  Just my 0.2, of course.Ana "The greatest experts are only as good as the sum total of what they have seen." [Souren Melikian] |
| Posted: 9/24/2004 4:07:27 PM | |
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