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High Deductible Insurance? |
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| P: 3/22/2004 2:31:35 PM | |
Mafia Rough Rock Total Posts: 34 Last Post: 12/20/2005 Member Since: 5/22/2003 |
I would like to get a high deductible insurance for wife's ring to keep the premium reasonable. My current insurance does not offer anything higher than $1,000. Can anyone recommend other insurers I should contact? TIA
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| Posted: 3/22/2004 2:31:35 PM | |
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There are 2 replies to this message. There are 2 replies on this page. |
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| P: 3/22/2004 5:33:43 PM | |
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PMR Rough Rock Total Posts: 55 Last Post: 4/2/2004 Member Since: 2/8/2004 |
You could check with your homeowner's insurance. I just insured my ring and it is relatively inexpensive. With no deductible and to cover the cost of the ring ($13400), it is only about $108 a year. This covers against theft, mysterous loss and damage, ie. chipping. They also take it out with our monthly insurance so you don't notice it. 
PMR |
| Posted: 3/22/2004 5:33:43 PM | |
| P: 3/23/2004 11:36:05 AM | |
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Mafia Rough Rock Total Posts: 34 Last Post: 12/20/2005 Member Since: 5/22/2003 |
That's what I currently have, but the premium is a little higher than I'd like to pay. I think it's about $700 or $800 per year for ~$45K coverage w/ $1,000 deductible. I really think that nothing is going to happen to the ring, but I would like a stop-loss type of insurance for a peace of mind. Unfortunately, State Farm does not offer anything higher than $1,000 deductible. Any suggestions on who to call? TIA
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| Posted: 3/23/2004 11:36:05 AM | |
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