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P: 3/3/2009 3:44:07 PM
Melz Cut Rock Total Posts: 204 Last Post: 10/30/2009 Member Since: 2/24/2009	Has anyone ever heard of these guys? Apparently they supply Macys, although they have better diamonds as well. My boyfriend and I are having a fight over getting my diamond there (from Iberjoya, not in the form of a Macy's diamond per se although in the end that would be the retailer). I feel really strongly that I don't want to, but maybe I am just being stubborn ....
Posted: 3/3/2009 3:44:07 PM

There are 8 replies to this message. There are 8 replies on this page.

P: 3/3/2009 3:47:13 PM
Hudson_Hawk Ideal Rock Total Posts: 4,443 Last Post: 11/20/2009 Member Since: 11/2/2006	What are your bf's reasonings for going with this vendor? There are many sources for stones outside mass-market retailers and their wholesale suppliers... That's Mrs. Hudson_Hawk to you... Over and out.
Posted: 3/3/2009 3:47:13 PM

P: 3/3/2009 3:50:11 PM
Melz Cut Rock Total Posts: 204 Last Post: 10/30/2009 Member Since: 2/24/2009	2-year interest free financing ...
Posted: 3/3/2009 3:50:11 PM

P: 3/3/2009 3:58:06 PM
Hudson_Hawk Ideal Rock Total Posts: 4,443 Last Post: 11/20/2009 Member Since: 11/2/2006	Okay. I'm not going to preach about the ills of credit, but has he been approved for the credit? I know many companies aren't extending credit these days, regardless of what they've advertised. Has he looked into a low or 0% interest rate credit card? Or what about going with a smaller stone and a vendor with an upgrade policy? You can upgrade down the road when you can afford something larger... That's Mrs. Hudson_Hawk to you... Over and out.
Posted: 3/3/2009 3:58:06 PM

P: 3/3/2009 4:02:40 PM
Melz Cut Rock Total Posts: 204 Last Post: 10/30/2009 Member Since: 2/24/2009	No, he hasn't. Smaller stone is not a bad idea. Although there is part of me that thinks with diamond prices the way they are, now is the time to get the larger diamond i will want for longer. It's an impossible question I know, but thanks for the feedback.
Posted: 3/3/2009 4:02:40 PM

P: 3/3/2009 4:24:41 PM
oldmancoyote Ideal Rock Total Posts: 754 Last Post: 6/26/2009 Member Since: 8/22/2008	Also, bear in mind that regardless of whether you can get access to financing, the cost of financing will be there; it just won't be visible (not all GIA-graded EX/EX/EX 1.62 F/VS2 are the same, and you may not get to see the better ones).
Posted: 3/3/2009 4:24:41 PM

P: 3/3/2009 4:40:07 PM
Melz Cut Rock Total Posts: 204 Last Post: 10/30/2009 Member Since: 2/24/2009	I completely agree. Can I give you his telephone number?
Posted: 3/3/2009 4:40:07 PM

P: 3/3/2009 4:43:03 PM
Hudson_Hawk Ideal Rock Total Posts: 4,443 Last Post: 11/20/2009 Member Since: 11/2/2006	Unfortunately you can't exchange personal information on PS. Why not direct him here? That's Mrs. Hudson_Hawk to you... Over and out.
Posted: 3/3/2009 4:43:03 PM

P: 3/3/2009 4:52:52 PM
Brown.Eyed.Girl Ideal Rock Total Posts: 3,744 Last Post: 11/23/2009 Member Since: 6/4/2008	I haven't heard of the company, but I really wouldn't choose my diamond vendor solely, or even mostly, on the basis of who offers financing. If that is a big factor, I think more research needs to be done to see what other vendors offer this option. But really, if it's difficult to pay for a diamond in the size you want now, so that financing is the way you're going, I would wait. Either get the smaller diamond (there is no guarantee that this recession is going to end soon, so diamond prices might go lower - besides which, I thought the prices were really dropping only for rare carat size (very large) diamonds?) or go with an alternative (get a diamond band, or get a colored stone in the size you want, and upgrade later when it becomes more feasible to pay for it outright instead of financing). Just my 0.02 **********************
Posted: 3/3/2009 4:52:52 PM

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