Engagement Bands – Advice Needed

Hello,

I was wondering if anyone had any good insight into purchasing the engagement band. The prices of loose stones are clearly available on this site, but I wasn’t sure how much the price of the band itself varies. As a price conscious consumer, the main question that I have is if it makes more sense to buy the band at the same online retailer as I buy the stone. That way they can set it and I’ll be all set. Or, if I should shop around and buy a band separately. Also, if the band doesn’t fit right, will there be any issues re-fitting the ring through an online retailer? Does a local shop make more sense for the band?

The type of band that I’m looking for is one that has small diamonds along the band itself (not sure what its called). Should I look for a certain rating or cut on those stones, or are they pretty standard?

Finally, my last question is white gold or platinum? Is there a noticeable difference, and is there an additional maintenance with the white gold?

Any insight would be greatly appreciated, thanks in advance!